Discipline + Speed = Win

• Full Statutory Coverage
• Available higher limits for Employers Liability

Umbrella

• Limits available up to $50M
• No retention

• Money and Securities (inside and outside)

• Employee Dishonesty

• Forgery and Alterations

Workers' Compensation

• Coverage available for ancillary exposure other than grocery
• Data Compromise

Grocery Store Insurance

General Liability

• $1M occurrence/ $2M aggregate
• Per location aggregate available
• Fire Legal
• Liquor Liability
• Druggist Liability
• Hired and Non-Owned Auto
• Employee Benefits Liability

Property

• Liability limits up to $1M
• Physical Damage

Crime

Other Unique Exposure

Grocery Store Insurance, Grocery Insurance, Grocery Insurance Program, Grocery Store Insurance Program

• Blanket Limit Replacement Cost coverage
• Food Spoilage coverage
• Equipment Breakdown coverage
• Utility Services Coverage — including overhead
transmission lines
• Blanket Business income or ALS coverage
• Sign coverage
• Earthquake coverage

Business Auto